This coverage is one which is very specific and is used only in certain circumstances. Those people who choose to insure their equipment with an inland marine policy are those who typically travel often, and ship their equipment to different locations. This policy protects personal or business property which is in transit, commonly transported, or being held a location in association with transport (airport, dock, etc).

Typically this coverage is purchased by those parties which are responsible for transporting goods to different locations. If the transporter is deemed responsible for any losses to the property, then they typically purchase this coverage to protect them against any losses which occur to another party’s property while in their possession. However this type of policy can be beneficial to those who commonly transport their camera equipment with them. Commonly, business property and homeowner’s policies limit or exclude the amount of coverage provided for those items which are away from the insured premises. This policy would ensure those items which are away from the property, would be covered in full as long as sufficient coverage is purchased.